Loan Processor (Hybrid) Columbus, OH (N High St)

Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience. With tens of billions in funded home loans and top ratings on Trustpilot (4.8), arenaflex (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger. Job Description: $55-70k + Bonus | Full-Time Hybrid (3 Days In-Office / 2 Remote) Opportunities for Growth | Mentorship | High-Energy Culture Are you a go-getter with a passion for precision, speed, and team collaboration? Do you thrive in a high-energy, fast-paced environment where ownership and autonomy are rewarded, and advancement is real? At Lower, we’re not just processing loans—we’re building futures. And we’re looking for a top-tier Loan Processor who’s hungry for success and ready to make moves. Why You’ll Love It Here • Three days a week in our energetic Columbus office, two remote—flexibility meets team synergy. • Immediate access to hands-on mentorship from industry pros. • A culture of hustle, positivity, and ambition. • We promote from within—you grow, we grow. • Work that matters: Help people achieve the dream of homeownership every single day. What You’ll Do • Own your pipeline: Manage 20+ units/month with accuracy and urgency. • Collaborate daily with Loan Officers, underwriters, and other departments to keep files moving fast and clean. • Clear conditions like a pro and keep the loan process airtight from start to finish. • Understand the nuances of income calculations, AUS findings, and investor guidelines. • Help implement smooth workflows and support constant process improvement. • Be the first line of quality control—catch issues before they become problems. • Stay on top of vendor communications (credit bureaus, appraisers, etc.) to avoid delays. Who You Are • 4+ years of experience in mortgage loan processing or underwriting. • Confident with DU/LP findings and income analysis—you know how to read the room (and the numbers). • Experience processing loans with a direct-to-consumer lender. • Autonomous, yet a natural team player who communicates effortlessly. • Thrives in motion: You like being busy, hitting goals, and staying organized under pressure. • Positive mindset that doesn’t shake under stress. • Hungry for personal and professional growth. You want to move up. • High accountability. You own your work and love being relied on. Bonus Points For: • Underwriting knowledge Perks & Benefits • Competitive compensation + performance bonuses • Comprehensive medical/dental/vision • 401K with company match • Paid holidays, PTO, and parental leave • Life & disability insurance • Home mortgage discounts • A vibrant, motivated culture you’ll actually enjoy being part of Ready to Level Up? If you’re a self-motivated, detail-oriented Loan Processor with the drive to build your career while making an impact—this is your moment. Join a company where momentum is the norm and growth is expected. Apply now and bring your energy! Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Privacy Policy Apply tot his job Apply tot his job

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

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When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

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5. HOW DO YOU PROCESS INFORMATION?

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Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

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Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

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The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

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This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...