Personal Banker

<strong>Account Opening & Maintenance<br><br></strong><ul><li>Processes account opening, account maintenance & account closure related formalities as per YBL process</li><li>Handles customers’ enquiries and instructions, whilst ensuring that the Bank’s delivery standards are met in achieving total customer satisfaction. e.g. timely checking of account opening documentation, opening of Accounts etc.</li><li>Ensures adherence to process & documentation standards (e.g.,forms/checklists, welcome calling, approvals, etc.)</li><li>Ensures pro-active & sustained liaison with NOC, Product, Sales RM, etc. where required</li><li>Maintains strict vigilance on the quality of forms and documentation provided</li><li>Ensures timely follow up with Sales RMs of all BUs for resolution of any outstanding deferrals.<br><br></li></ul><strong>Transactions<br><br></strong><ul><li>Ensures proper scrutiny of all transactional documents submitted by the customer vis-à-vis branch checklist to ensure all that all necessary documents are submitted by the customer.</li><li>Addresses and resolves all transaction related enquiries</li><li>Ensures strong monitoring of all transactions<br><br></li></ul><strong>Service & Quality<br><br></strong><ul><li>Ensures that adequate records & data pertaining to customer queries and complaints is maintained & analyzed for achieving greater process efficiency</li><li>Ensures daily / weekly monitoring & analyses of various data points & reports that have bearing on Customer Service & process adherence.</li><li>Coordinates with relationship managers and meet / interact with key clients on a periodic basis to stock take on service levels and customer satisfaction.</li><li>Ensuring collection of CSS forms on periodic basis and sent to NOC.</li><li>Implementation of 5S, ISO 9001:2000, Six Sigma standards & meet/exceed set quality parameters conforming to the standards.<br><br></li></ul><strong>Audit & Compliance<br><br></strong><ul><li>follows all process, policies as per guidelines & audit rating of the branch</li><li>Ensures comprehensive compliance with all internal, regulatory and statutory requirements as relevant for various product and services from a branch perspective</li><li>Attends to any audit findings and resolves them immediately as applicable<br><br></li></ul><strong>Others<br><br></strong><ul><li>Maintains highest levels of discipline (punctuality, attendance, grooming standards etc) in the office</li><li>Ensures timely escalation of issues that is impacting business and possible solutions to address the concerns to the BSDL.</li><li>Manages Local Vendors /agency relationships to ensure smooth execution of transaction</li><li>Completes Branch upkeep & maintenance and control over the cost</li><li>Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year.</li><li>Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training.</li><li>Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively.</li><li>Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks.</li><li>Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by the departmental manager.</li><li>Executes the established internal control systems and compiles relevant information for departmental audits, as necessary.</li></ul>

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...